What is the Best Travel Credit Card? Our Top 3 Best Credit Cards For Travel Rewards
Updated: Apr 20
3 Best Travel Rewards Credit Cards for 2022
Living on the go has its perks for credit card rewards programs. Putting in long hours on the road can translate to blissfully free vacations and other epic rewards if you choose a card that aligns with your top spending category and priorities. For professionals who use a personal credit card for reimbursable travel expenses, it’s well worth carefully choosing a card that ensures you’re getting the most out of your hours on the road.
How do I know which type of rewards card is best for me?
There are two considerations you’ll always want to bear in mind when choosing a rewards credit card:
Top spending category
The travel rewards cards below are best for professionals who regularly use their cards for travel expenses, including flights, moderate, luxury, or fine hotels, transportation, and dining. Suppose you’re purchasing goods or services. These cards are probably not your best bet for rewards.
You may want to consider a card with a high flat rate of return across all spending categories or one with rewards specific to your top spending categories, such as groceries and gas stations.
Top rewards priority
Many travel cards focus on travel-specific rewards such as free flights, hotels, airport club access, etc. If you love vacationing to the max, these are the cards. But not everyone has the time, flexibility, or desire to spend their downtime traveling, which is often overlooked in travel rewards cards.
If cashback, shopping, or other rewards are higher priorities for you, that’s something to bear in mind from the outset.
While all travel rewards cards offer benefits tailored for frequent travelers, the best card for you is one with benefits that align with your lifestyle and preferences.
How do I narrow down all of the options?
There are many options, so below, we’ve included some guidance to help you determine which may be right for you. Here are our top recommendations of what else to look for when choosing your new card:
Some promotions for new cardmembers translate to well over $1,000 of free money to use towards flights, hotels, or other perks.
Earning & Redeeming Points
Every card has a unique model for earning and using points. Be sure to understand both entirely and ensure they align with your spending and priorities. Look for a point-per-dollar conversion, if possible, so you can compare apples to apples (not all points are created equal*).
Higher Percentage Rewards
Some cards that boast higher percent returns on purchases also offer minimal redemption options (e.g., you can only use points for gift cards). We prefer cards with rewards options that are flexible and easy to redeem, even if the percent return may be marginally lower in some cases.
Many credit cards offer benefits beyond just rewards points — perks like complimentary lounge access, automatic travel statement credits (more free money back!), credits for Global Entry or TSA PreCheck — and much more. When comparing your top few options, consider which extra rewards matter most to you.
Annual Fees & Credits
Cards with an annual fee often pay themselves off quickly if you spend at a certain level or spend in specific categories. Suppose the annual fee is an initial turn-off. In that case, it’s worth some quick calculations to check out the automatic credits you’d get. Then you can estimate what you’d earn each year in points compared with your favorite fee-free card. In our experience, the annual fee on a great travel rewards card pays itself off quickly if you can use the statement credits and spend $2k/mo or more on travel and dining).
Brand-agnostic travel (or not)
While our top travel card recommendations offer rewards equally across all airlines and hotel brands, travelers who spend primarily on one airline or hotel group may get more out of a hotel- or airline-specific card. If that’s you, it’s worth doing some extra homework on the points scheme* to ensure you will get more out of the card than a brand-agnostic card.
LENGTHY BUT WORTHWHILE DISCLAIMER: Not All Points Are Created Equal!
*Many credit cards — especially airline and hotel credit cards — have complex points schemes for earning and using points, and the value of points may differ significantly by card. Investing an extra hour or two to figure this out can pay off big time. For example, 100,000 points may translate to $1,500 in free travel with one card and $200 with another.
And some cards offer a higher redemption rate depending on how you use your points (e.g., if you use points for travel booked through their propriety portal, purchase cancellation, cashback, or travel booked outside the portal). Forbes, The Points Guy, and NerdWallet are some of our favorite resources for comparing cards — and all regularly update their sites with the most current offers available. They also produce helpful comparison charts to guide you in the final selection. Don’t worry — it makes our heads hurt too.
Here are our winners for best overall value & flexible travel rewards.
The best travel points credit card winners:
Chase Sapphire Preferred® Card
Highlights: Best Value Mid-Tier With Flexible Benefits (annual fee: $95)
The Chase Sapphire Preferred® Card is an excellent option for those looking to earn travel rewards. It has an annual fee of $95 and offers a rewards rate of 1x-5 x. You can also earn 60,000 points as a sign-up bonus. You'll earn 3 points for every dollar spent on dining, streaming services, and online grocery purchases (excluding Walmart, Target, and wholesale clubs). Apply for the Chase Sapphire Preferred.
Capital One Venture X Rewards Credit Card
Highlights: Best Value Premium With Travel Perks; Best Sign-on Bonus (annual fee: $395, which is easy to offset fully via annual credits and bonus points)
The Capital One Venture X Rewards Credit Card is a premium travel rewards credit card. It offers high rewards rates and bonuses as well as several other benefits. The card has an annual fee of $395 and requires an excellent credit score to be approved. Apply for the Capital One Venture X.
Chase Sapphire Reserve®
Highlights: Best Overall Premium With Travel Perks and Flexible Redemption Options; Runner-up for Best Value Premium (annual fee: $550, which is quickly reduced to $250 or less through annual statement credits)
The Chase Sapphire Reserve is a top-of-the-line credit card that offers some of any card's best rewards and benefits. It might seem like a luxury card with an annual fee of $550, but this card is a bargain with its rich rewards and generous perks. For example, Chase dining purchases get 10 points per dollar spent, and hotel stays get 5 points. Additionally, air travel purchased through Ultimate Rewards gets 3 points. Apply for the Chase Sapphire Reserve
Highlights: From Delta Airlines, to Marriott and Hilton Hotels, American Express helps you earn rewards from your favorite places and your favorite ways to get there.
And whether you're planning a weekend staycation or the trip of a lifetime, you can plan your entire trip through American Express Travel. Plus, make the most of your journey with travel benefits and more. Learn more at AmexTravel.com. Terms Apply.
Chase, Capital One and American Express are the category leaders, in our opinion, of flexible fee-free, midrange, and upper-tier travel rewards cards for travelers who (1) use a variety of hotels/airlines, (2) who dine out frequently, and (3) who want accessible, intuitive and lucrative options for using points.
Comparison Chart of all Capital One travel rewards cards
Comparison Chart of all Chase travel rewards cards
The Points Guy also has a helpful comparison chart of ALL top-rated travel rewards cards — including hotel- and airline-specific cards. The chart doesn’t show annual statement credits (or perks), which can significantly affect the value, as they often offset the annual fee (nearly or entirely).
Why We Love These Travel Credit Cards — And How to Pick Which is Best for You
Overall, Capital One Venture X offers the highest immediate ROI given the 100,000 points sign-on bonus ($1,000) and provides statement credits and bonus points that make it pretty easy to cancel the annual fee.
However, both Chase cards offer more flexible options for redeeming points and higher overall ROI if you use your card primarily for travel and dining (3% back on dining compared with Venture X’s 2%). If you use your card for ALL personal purchases (beyond just travel and dining), the Venture X baseline minimum of 2% back for all other purchases (vs. 1% from Chase) may sway you.
Chase offers somewhat comparable sign-on bonuses, and they are easier to get (faster and lower required spend): Chase Sapphire Preferred offers a 60,000 point sign-on bonus ($750), and Chase Sapphire Reserve offers a 50,000 point sign-on bonus ($750).
The major tie-breaker between the two premium options was Venture X’s 10,000 annual bonus points ($100/yr). Sapphire Reserve introduced a 10% yearly points boost, but you’d need to spend at least $100k/yr on the card to earn the same points bonus.
Both premium cards (Venture X and Sapphire Reserve) offer complimentary Priority Pass lounge membership, up to $300/year in travel credits, and up to a $100 credit for Global Entry or TSA PreCheck (renewable every four years). If you plan to add authorized users to your card, it’s worth noting that those are free with Venture X (and all users benefit from lounge access), while Chase Reserve charges $75/additional user.
PRO TIP: Chase points are also worth more than Capital One’s if you use points to book personal travel through the Chase portal.
A significant differentiator for Chase is that when you redeem points for travel through Chase’s intuitive travel portal, they're worth 1.25x (Preferred) or 1.5x (Reserve) more than Capital One’s. For example, you can book a $300 hotel through Chase Reserve’s travel portal for 20,000 points ($200) or Chase Preferred for 24,000 points ($240). Capital One Travel always uses the 1x flat rate (30,000 points = $300 for travel).
PRO TIP: If you’re able to use the Capital One Venture X’s $300 annual travel credit, it effectively brings the $395 annual fee down to only $95/yr
The same fee as the Capital One Venture Rewards card — but with much better rewards, including lounge access; add the 10,000 points anniversary bonus equalling $100, and the yearly fee is already paid off.
Suppose any annual fee is a dealbreaker for you. In that case, Capital One VentureOne Rewards is a strong option for travel rewards without the costs — but you won’t get nearly as much money back on spending, and you won’t get any exciting travel perks. Forbes, The Points Guy, and NerdWallet offer significant comparisons of the top fee-free cards.
Hotel & Airline Loyalists
Suppose you are looking for a credit card to maximize your frequent traveler rewards within a specific airline or hotel group; Forbes, The Points Guy, and NerdWallet offer significant comparisons of the top airline and hotel rewards cards. Again, just be sure you know the value of the points — and the airline/hotel should ideally also be your top choice for personal travel, so you can more quickly maximize the benefits.
Finally, here are our runner-up travel rewards credit cards.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is an excellent option for those looking to earn travel rewards. This card offers 2x miles on all purchases and 5x miles on select categories. Miles can be redeemed for travel expenses, including airfare, hotels, car rentals, and more. The card also comes with a $95 annual fee, and a credit score in or above the recommended range is required.
Bank of America® Travel Rewards credit card
The Bank of America® Travel Rewards credit card is an excellent option for those looking to earn travel rewards. This card offers 1.5 points per $1 spent on all purchases, with no annual fee. You also receive a bonus of 25,000 online points after making at least $1000 in purchases within the first 90 days of account opening. Your points can be redeemed for a statement credit to pay for travel or dining expenses.
Chase Freedom Unlimited®
The Chase Freedom Unlimited card is an excellent travel card. It earns 5% cashback on travel booked through Chase. Transfer rewards to Sapphire card for more excellent value - and get 50% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards. You'll also get a $150 bonus after spending $500 in the first three months of having the card. You'll earn 5% cashback on everything you buy - worth up to $300 cashback!
American Express® Gold Card
The American Express® Gold Card is a top pick for those looking for good travel rewards. This card has a $250 annual fee but offers a rewards rate of 1 to 4X and 60,000 points and 0% APR on balance transfer for 12 months intro offer. This card is recommended for those with a credit score of 690-850 in the good-excellent range.
The Platinum Card® from American Express
The Platinum Card® from American Express is one of the best credit cards for travel rewards. This card offers a variety of benefits, including 100,000 Membership Rewards points after spending $6,000 in 6 months, up to $200 a year in Uber credit, an annual credit of $200 for airline fees, and up to $200 a year in Uber credit, and 5X Membership Rewards Points for flights and prepaid hotels.
Discover it® Miles
The Discover it Miles is a great credit card for those looking to earn travel rewards. It has a long introductory period for balance transfers and 0% APR for purchases and balance transfers. Its travel redemptions include airfare, hotels, rideshares, gas stations, and restaurants.
Citi Premier® Card
The Citi Premier card is an excellent option for earning travel rewards. It has an annual fee of $95 and offers a rewards rate of 1x-3x. You can earn 60,000 points after spending $4,000 in the first three months. The card also has a recommended credit score of 690 850 good.
U.S. Bank Altitude® Connect Visa Signature® Card
The U.S. Bank Altitude® Connect Visa Signature® Card is an excellent option for those looking for a travel rewards credit card. It has an annual fee of $95 and a credit score requirement of 720 or higher. New cardholders can earn 50,000 points after spending $2,500 in the first three months. You'll also earn four points on qualifying travel and gas purchases.
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is a great credit card for those looking to earn travel rewards. It has no annual fee for the first year and then a $99 annual fee.
You earn 1x-2x miles on all purchases and have a good to excellent credit score requirement. Additionally, there is an intro offer of 70,000 miles.
Chase Freedom Flex℠
The Chase Freedom Flex card is a cash-back credit card that offers great travel rewards. With this card, you can earn 5% cashback on up to $1,500 per quarter in spending.
That’s a pretty good rate, and it makes the card worth considering if you do a lot of your spending in categories like groceries, gas, or dining out. You also get a $200 bonus for spending $500 in the first three months from account opening.
So if you’re looking for a new credit card and want to earn some rewards while you travel, the Chase Freedom Flex is worth checking out.
World of Hyatt Credit Card
The World of Hyatt Credit Card is a credit card designed for people who love to travel. It offers a variety of rewards, including, but not limited to, points that can be used for free nights at hotels and other travel-related perks.
The card has an annual fee of $95 and offers an intro bonus of 30,000 points. To qualify for the card, you need a credit score in the good to excellent range.
Here are some top FAQs about travel credit cards.
What is a travel credit card?
A travel credit card is a credit card that offers rewards and benefits specifically related to travel. These cards can offer discounts on airline tickets, hotel rooms, and other travel-related spending. They may also come with additional perks such as trip insurance, airport lounge access, and elite status in hotel loyalty programs.
How do travel credit cards work?
Travel credit cards work by giving you points for every purchase you make. These points can then be redeemed for various things, including airline tickets, gift cards, and statement credits.
Additionally, many travel credit cards offer bonus rewards for typical travel purchases or tangential spending categories. Earning points is usually as easy as swiping your card in the right spots. And finally, most credit cards stipulate that you redeem points or miles for travel purchases.
What are the different types of travel credit cards?
There are many different types of travel credit cards, but the most popular ones include:
- Airline Miles Credit Cards
- Hotel Points Credit Cards
- Vacation Package Points Credit Cards
- Cash Back Credit Cards
What is the difference between travel credit cards and cash-back credit cards?
When it comes to travel credit cards, there are two main types: travel rewards credit cards and cash-back credit cards. Travel rewards credit cards offer points or miles that can be redeemed for free flights, hotel stays, and other travel-related expenses. Cash-back credit cards give cardholders a percentage of their spending back in the form of cash-back rewards.
The first question to ask yourself when choosing a travel credit card is: Should I get a travel card? Some people may be better off with a cash-back credit card instead because they offer greater rewards.
For example, a typical 2% cashback card gives you twice as much money back as most standard airline or hotel loyalty programs. In addition, cash-back credit cards are more versatile because they can be used for anything, while travel rewards credit cards are typically limited to travel-related expenses.
That said, there are some good reasons to choose a travel rewards card over a cash-back card. For one, the sign-up bonuses for travel rewards cards are often much higher than those for cash-back cards. In addition, many travel rewards cards offer generous ongoing rewards rates for spending on things like airfare and hotels.
Finally, if you already have a stash of airline miles or hotel points saved up, it may make sense to use them rather than redeeming them for a lesser value as cashback.
What is the difference between co-branded cards and general travel cards?
There are two types of credit cards for travel rewards: co-branded cards and general travel cards. Co-branded cards are those that carry the name of an airline or hotel group. For example, the United Airlines MileagePlus Explorer Card is a co-branded card with United Airlines. These cards offer benefits with loyalty to that particular brand.
General travel cards, on the other hand, typically have no loyalty rewards. Instead, they offer points or miles that can be redeemed with a variety of different airlines or hotels. This flexibility makes them more popular among consumers. However, because they are not tied to a specific brand, they may not offer as many perks and benefits as co-branded cards.
What are the pros and cons of travel credit cards?
There are a few things to consider before applying for a travel rewards credit card. The first is that there are usually some drawbacks, such as annual fees or reduced points value when redeemed for statement credits instead of transferring to partner airlines and hotels.
However, the benefits of these cards almost always outweigh the drawbacks. Additionally, it's essential to be aware that the value you get from your points can vary drastically depending on which transfer partners you choose. Temporary perks may not be enough to warrant a purchase.
When should you use a travel credit card?
There are a number of different times when you might want to use a travel credit card. Some of the most common reasons include:
- Business travel: When traveling for work, it's essential to keep your business and personal expenses separate. Using a travel credit card can help you do that. Many cards offer statement credits for airline incidentals or no foreign transaction fees, which can come in handy when traveling internationally.
- International travel: If you're planning on doing any international travel, it's essential to have a credit card covering foreign transactions. Many premium cards provide airport lounge access and application fee reimbursements for Global Entry or TSA Precheck.
- Luxury travel: If you're looking to travel in style, several credit cards come with luxury perks like no foreign transaction fees, airport lounge access, and application fee reimbursements for Global Entry or TSA Precheck.
- Travel rewards: Travel credit cards provide a variety of perks like access to lounges, rooms, and property credits. These can be a great way to save money on your next trip.
How can I maximize travel credit card rewards?
Maximizing your credit card rewards is a great way to get the most out of your spending. There are a few things to keep in mind when maximizing your rewards.
One is that you want a card with high rewards for travel and dining, as those are two of the most common areas where people spend money. You can also pair different cards together- for example, using one card for all your everyday expenses and then another card specifically for travel and dining- which can help you rack up more rewards points.
And finally, if you're not a frequent traveler but still want to earn some rewards, look for a no annual fee credit card that offers good travel rewards.
What factors should I use to choose a travel reward credit card?
When choosing a travel credit card, there are a few things you should consider. The first is the annual fee- some cards have no annual fee, while others charge hundreds of dollars. You'll also want to consider what type of travel you plan on doing.
Some cards are better for domestic flights, while others offer more rewards for international trips. It's also important to have a card that doesn't charge foreign transaction fees when using it abroad. Do your research before picking the right card for you!
How should I compare travel reward credit cards?
When comparing travel credit cards, it is important to think about your spending categories, as well as your spending goals. For example, the Chase Sapphire Preferred card is a good option because it is flexible and not tied to just one airline. However, there are other aspects you should also consider, such as airport lounge access and hotel elite status.
Who should apply for a travel rewards credit card?
The best candidates for this type of card would be people with a lot of spending power. Individuals who frequently travel, go on vacation often, and spend money regularly are likely to benefit most from this type of card. If you do not travel often or infrequently, you may be better off choosing a cash rewards credit card.
Should I get a travel rewards credit card?
Travel credit cards are becoming increasingly popular as people look for ways to offset the cost of their vacations. These cards offer high rewards rates on airfare, hotels, rideshares, and other common travel expenses.
In addition, they often come with a number of benefits, such as free checked bags or airport lounge access, that can make travel more affordable. Travel rewards credit cards are best for people who travel frequently enough to offset the cost of the card and find the benefits valuable.
If you don't often travel or can't afford annual fees on top of paying off your debt, you may be better off with a different type of credit card, such as a cashback credit card, a balance transfer credit card, or a secured credit card.
How can I make the most of my travel rewards credit card?
There are a few things to consider when looking for the best travel rewards credit card. Annual fees, foreign transaction fees, and the APR associated with your account can all have an impact on how much value you get from your card.
Additionally, rewards rates and added perks, like annual statement credits, can make a big difference. For example, the Chase Sapphire Reserve offers a $300 travel credit each year. When considering different cards, it's essential to think about how you'll use them and which will give you the most value.
How do credit card points work?
Credit card points are earned when you make a purchase with your credit card. You earn a different amount of rewards on different types of purchases. There are multiple redemption options for credit card points, including cash, travel, or gift cards, vs. co-branded cards, which give you points for specific brands. On average, travel points are worth 1 cent each.
How much are 50000 Capital One miles worth?
It is worth $500 in travel.
Is the Amex Platinum Card hard to get?
The Amex Platinum Card is not hard to get. It's one of the most accessible credit cards to be approved for. You just need to have excellent credit and meet a few other basic requirements.
One reason the Amex Platinum Card is so popular is that it's relatively easy to get approved for. You just need to have good or excellent credit and meet a few other basic requirements. Plus, you'll enjoy a host of premium benefits when you become a card member.
Does everyone get approved for Amex Platinum?
No, not everyone gets approved for Amex Platinum. In order to get an Amex Platinum card, you must meet certain credit requirements.
Is it better to use a credit card or debit card when traveling internationally?
Debit cards are typically safer than credit cards as they allow you to easily track your spending and keep a close eye on your finances. That being said, if you use a travel rewards credit card that has no foreign transaction fees and offers protection, this would be the best situation.
Is it worth getting an American Express card?
American Express (Amex) is a credit card issuer that offers several different cards with travel rewards. These cards come with various benefits, including annual credits and high-earning bonus category rewards.
Amex also offers its Gold Card, which gives cardholders 4% cash back on dining and entertainment purchases and 3% cashback on grocery store purchases (all other purchases earn 1%).
Which credit card company has the most card users worldwide?
Worldwide credit card users are primarily from the United States with a small percentage of users coming from other countries. The company that has the most credit card holders is Visa, which has over 336 million card users.
The second-most credit card holder is MasterCard, which has around 231 million in total.
Which card is better, Mastercard or Visa?
There are a lot of different credit cards on the market, but when it comes to travel rewards, there are two that stand out: Visa and Mastercard. These cards are accepted in most places worldwide, giving you the most flexibility when traveling.
American Express and Discover cards are less widely accepted than Visa and Mastercard. If you need to take out cash while traveling, you'll typically get lower rates with a Visa or Mastercard debit card than with an American Express or Discover card.
Is the Platinum Card from American Express worth it?
The Platinum Card from American Express is a high-end travel rewards credit card that offers some luxury benefits and elite status with select hotels. The card has an annual fee of $550, but for those who frequently travel, the benefits can be worth well over that amount.
The card offers a welcome offer worth up to $1,000 after spending $6,000 in the first six months and annual statement credits worth well over $1,000.
Additionally, the card comes with complimentary access to the expansive American Express Global Centurion Lounge Collection.
What is the very best travel credit card?
The best travel credit card is the Chase Sapphire Preferred® Card, our #1 in this blog listed above.
The card offers a lot of value, including a sign-up bonus worth $625 in travel rewards after spending $4,000 on purchases in the first three months.
The card offers 2X points per dollar spent on travel and restaurants worldwide and 1 point per dollar spent on all other purchases worldwide. The points earned with the card can be redeemed for cash back, gift cards, and travel.
Our #2 top credit card for travel rewards is the Capital One Venture® Rewards Credit Card.
The Capital One Venture card offers 2X miles per dollar spent on all purchases and no foreign transaction fees.
What are the best travel reward cards?
The best travel reward cards offer free travel miles/points that can be redeemed for flights, hotels, and rental cars. A good travel credit card also offers a sign-up bonus, which is usually in the form of an airline ticket or a gift card. Our top 3 are listed above at the beginning of this blog.
How much is a point or mile worth on a travel credit card?
Points and miles on travel credit cards can be worth different amounts, depending on the card. Points can usually be converted to a dollar value, which means that you can calculate how much each point is worth.
However, it's important to note that not all cards offer the same number of points. So, it's important to know how many points each card offers and how many dollars they earn per point.
Additionally, airfare is often discounted when booked with points. In general, you get 5x the value of your points when booking airfare through the credit card company's portal. This means that for every 2 points or miles you earn on your card, you're getting 10 cents per dollar spent.
How do airline miles and hotel point values work?
Airline miles and hotel points are valuable commodities. They can be redeemed for nights in hotels or flights on different airlines. However, the value of these points often fluctuates, so it is essential to do your research before cashing them in.
This will help you make sure you're getting the best deal possible. Point values vary depending on the type of point, so it’s essential to be familiar with them all.
How many miles do you need for a free flight?
The number of miles you need for a free flight depends on a variety of factors, including the airline, the destination, and the class of the ticket. Generally speaking, however, here are some ballpark estimates:
- Domestic flights: 4,000 to 20,000 miles
- Long-haul international flights: 20,000 to 30,000 miles
- Economy flight in the US: 4,000 to 20,000 miles
- Long-haul international flight in Europe or Asia: 20,000 to 30,000 miles
What credit score is needed for a travel credit card? What are the odds I'll get approved if my credit score is low?
A travel reward credit card is a type of credit card that offers rewards such as points, miles, or cashback when you use the card to purchase goods or services. To be approved for a travel rewards credit card, you will need a good to excellent credit score.
The best travel cards typically require a credit score of 670 or higher. If you have no credit history, rather than a negative one, you may need to build your credit score with some responsible borrowing and on-time payments.
What are bonus points and bonus rewards?
Bonus points on a credit card are points you earn on your purchases beyond the points you usually receive for each dollar spent.
For example, if a credit card offers one point per dollar spent and 1% of bonus points on all purchases, you will earn 2% of bonus points on all purchases.
What is a rewards program?
A rewards program is an incentive system that allows credit cardholders to earn points for every dollar that they spend on their credit card. These points can be redeemed for cash, gift cards, or merchandise.
What hotel perks and hotel cards are the best?
There are several hotel credit cards out there. The following is a list of some of the most popular ones:
Marriott Rewards Premier Plus Credit Card from Chase
The Marriott Rewards Premier Plus Credit Card from Chase is one of the most famous hotel credit cards. It offers a sign-up bonus of 75,000 points (worth $750 in free travel) after you spend $3,000 in purchases during the first three months of account opening.
You will also earn 6 points per $1 spent on Marriott purchases and 2 points per $1 spent at restaurants, gas stations, and on airline tickets purchased directly from the airline. This card has an annual fee of $85, but it comes with a free night award every year after your account anniversary date (valued at up to 35
The Marriott Bonvoy Boundless™ Credit Card from Chase
The Marriott Bonvoy Boundless™ Credit Card from Chase is one of the most popular hotel credit cards out there. It offers a sign-up bonus of 150,000 points (worth $750 in free travel) after you spend $3,000 in purchases during the first three months of account opening. This is equal to three free nights.
What are the best credit cards for travel with NO annual fee? What is the best travel reward credit card with no fee?
The best credit card for travel with no annual fee is the Capital One Venture One Credit Card. The Capital One Venture card offers a flat 2 miles per dollar spent, which is one of the highest rewards rates available for any credit card.
How can I maximize purchases on my credit card for rewards?
If you are looking for the best rewards card, it is important to consider which categories of purchases will earn you the most points. For example, if you travel often, a credit card that offers rewards for travel purchases will be the most valuable. If you prefer to shop online, a rewards credit card that offers 1% or 2% cashback on all purchases would be ideal.
We hope you enjoyed this very long and detailed blow about travel credit cards! Leave a comment below if you have other questions or want to chime into the conversation.
We hope you enjoyed this very long and detailed blow about travel credit cards! Leave a comment below if you have other questions or want to chime into the conversation.